Cheapest city to live in USA

Know the monthly average expenses, rent, salary and saving

As you know, USA is the most powerful country in the world with the great career opportunity and the high standard of lifestyle. There are 50 states in USA, some are many expensive and some are best for low cost of living. New York, San Francisco and other more cities are expensive but if you are looking for cheapest city to live in USA for low cost of living, then you are at the right place. In this blog you will come to know that which cities are known for low cost of living in USA. It does not mean that those cities don’t provide career opportunities. There are also many opportunity with high salary but with low cost of living. There are also many famous places to live better life.

In these cheapest cities, you will get low cost of housing, rent, low electricity bill, low cost of transportation and other low expenses.

Why should you choose best low cost of cities in USA?

1. Low cost of housing/ rent
2. Low cost of bill
3. Low cost transportation
4. Average high salary
5. Famous places
6. High standard of living
7. Best culture
8. Better work life balance in these cities
9. People’s friendly nature
10. Helpful people
11. Better saving
12. Better job opportunity
13. Vey less traffic with less travel time

Top 10 cheapest cities to live in USA

Sr. No.	City Name	State Name	Average Rent	Living Status
1	Toledo	Ohio	$800 – $900	Very low
2	Wichita	Kansas	$800 – $900	Very low
3	Fayetteville	Arkansas	$950 – $1000	Low
4	Fort Wayne	Indiana	$800 – $900	Very low
5	Tulsa	Oklahoma	$800 – $900	Very low
6	Oklahoma City	Oklahoma	$950 – $1000	Low
7	Omaha	Nebraska	$1000 – $1100	Moderate
8	Des Moines	Lowa	$1000 – $1100	Moderate
9	Lexington	Kentucky	$1000 – $1100	Moderate
10	Huntsville	Alabama	$1100 – $1200	Moderate

 

Let’s talk about these low cost living cities to live in USA, What is average monthly salary, average monthly expenses, Average salary and other expenses and saving.

1. Wichita (Kansas)

Wichita has a lower housing/rent cost, lower property tax, lower cost of daily necessary items and very affordable daily expenses for our living with a standard life. It does not mean that this city has no opportunity. This city has many manufacturing industries, job opportunities and other lifestyles. This city also has an aviation facility to fly from one city or state to another. So in this city you can live your life, study as you want and enjoy the environment of this city. Wichita is also a cheapest city to live in USA as standard life.

Popular places in this city:

1. Sedgwich country Zoo
2. Keeper of the plains
3. Old town Wichita
4. Botanica Garden (Wichita garden)
5. Exploration place (a science center)
6. Aviation museum
7. Wichita art museum

Average monthly expenses for an individual

Expenses	Average cost
Rent	$800 – $900
Utilities	$150 – $200
Internet	$60 – $80
Groceries	$350 – $400
Transportation	$220 – $250
Health Insurance and others	$250 – $280
Entertainment	$150 – $180
Misc.	$200 – $250
Total	$2200 – $2300

Average salary in this city is $60,000 – $70,000

SO in this city, you will find affordable housing with lower cost along with high paying jobs. SO that you can live your life as you want.

2. Tulsa (Oklahoma)

Tulsa also is a cheapest city to live in USA. Tulsa has a very affordable living lifestyle with many opportunities. You can live here with affordable lower cost of housing, lower daily expenses, lower entertainment things, low cost of healthcare clinics and others. This city also provides you many job opportunities with high income. This city has many industries like healthcare, technology, energy etc. You can also start your start-up here. Tulsa is also cheapest city to live in USA for Americans and others.

Famous place to explore:

1. Tulsa zoo
2. Philbrook museum of art
3. Golden driller statue
4. Gilcrease museum
5. BOK center
6. Woodward park
7. Route 66 historical village
8. Tulsa air and space museum

The average monthly living cost for an individual is around $2,200 as same as Wichita city. And the average salary in this city is $55,000 – $65,000. If you are a skilled person then you can earn by your skill.

Average monthly expenses for an individual in the cheapest city to live in USA

Expenses	Average cost
Rent	$700 – $800
Utilities	$150 – $200
Internet	$50 – $80
Groceries	$300 – $400
Transportation	$200 – $250
Health Insurance and others	$250 – $300
Entertainment	$150 – $180
Misc.	$200 – $250
Total	$2200 – $2300

3. Oklahoma city

In this city, you will get the best affordable and cheap housing facilities to live here with the best friendly environment. With the growing job opportunities and industry setups will make your cost more affordable with high income. Oklahoma is also counted in the cheapest city to live in USA with many opportunities.

Famous places to explore:

1. Oklahoma city zoo
2. Myriad botanical garden
3. Oklahoma city national memorial
4. Science museum
5. Beavers bend state park
6. Skeletons museum
7. Oklahoma aquarium

Average monthly expenses for an individual to live in Oklahoma (Cheapest city in USA)

Expenses	Average cost
Rent	$800 – $950
Utilities	$200 – $300
Internet	$80 – $120
Groceries	$400 – $450
Transportation	$250 – $300
Health Insurance and others	$300 – $350
Entertainment	$200 – $250
Misc.	$250 – $350
Total	$2,400 – $2,600

Average monthly expenses for an individual is approx. $2,400 – $2,600

 

Now you are thinking that why these cities are so affordable having in USA. We are giving reason of that standard living with affordable cost due to its geography and growing market in the cheapest city to live in USA.

Reason Factor	Explanation
Cheap housing (Lower home rent)	The cost of land and construction are very low in this area
Lower tax %	Lower property tax and other taxes are also low
Lower demand	Fewer housing shortage compared with New york and San Francisco
Strong local economy with opportunities	Manufacturing industries like energy, aerospace, healthcare, agriculture and transportations
Affordable transportation cost	Affordable transportation cost
Growing market	Growing economy and job opportunities

 

Comparison of average cost of living in these cities:

Category	Wichita	Tulsa	Oklahoma	All Average
Rent	$800 – $900	$700 – $800	$800 – $1000	$1600 – $1700
Utilities	$150 – $200	$150 – $200	$200 – $300	$200 – $300
Internet	$60 – $80	$50 – $80	$80 – $120	$70 – $120
Groceries	$350 – $400	$300 – $400	$400 – $450	$500 – $600
Transportation	$220 – $250	$200 – $250	$250 – $300	$400 – $500
Health Insurance and others	$250 – $280	$250 – $300	$300 – $350	$450 – $650
Entertainment	$150 – $180	$150 – $180	$200 – $250	$300 – $450
Misc.	$200 – $250	$200 – $250	$250 – $350	$300 – $450
Total	$2200 – $2300	$2200 – $2300	$2,400 – $2,600	$4,000 – $4,300

Now let’s discuss average salary if you living in the cheapest cities in USA

Profession	Average Annual salary
Nurse	$75,000 – $100,000
Accountant	$65,000 – $85,000
Software Engineer	$85,000 – $120,000
Electrician	$60,000 – $80,000
Mechanical Engineer	$75,000 – $110,000
Teacher	$60,000 – $70,000
Other skilled workers	$50,000 – $80,000

If you want to buy any property in these cities then buying cost is also very low compared with other cities.

Cities	Average buying price
Wichita	$220,000 – $250,000
Tulsa	$240,000 – $280,000
Oklahoma	$270,000 – $300,000
Fort Wayne	$240,000 – $270,000
Toledo	$190,000 – $220,000

Who should choose these cities and why?

Students	Family	Working Professionals	Retirees
Affordable rent	Spacious homes	Affordable rent	Affordable home price
Cheap transportation	Good environment	Many job opportunities	Peaceful environment
Low daily expenses	Park facilities	Better saving	Healthcare
Job opportunities	Healthcare	High income	Good neighbourhood

Monthly take home salary and saving calculations:

1. Monthly take home salary calculation

Let’s take an example of a software engineer

Annual salary is $72,000

Monthly salary : $72,000 ÷ 12 = $6,000

Estimated taxes and payroll deductions : $1,100

Monthly take home salary : $6,000 – $1,100 = $4,900

2. Monthly Saving Calculation

Take home salary : $4,900

Total Expenses : $2,400

Monthly saving : $4,900 – $2,400 = $2,500

Annual saving: $2,500 x 12 = $30,000

 

If you want to save more money in the cheapest cities to live in USA then follow these tips for saving:

1. Share accommodation
2. Avail public transport
3. Cook your own food
4. No other luxury and entertainment expenses
5. Buy whatever you need only
6. Always save emergency fund for minimum 3 months